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Public Liability Insurance

Low-cost cover for freelances 

The union's group PLI policy provides cover for claims up to £10m. The policy extends to property loaned to and in the custody or control of members - up to £25,000 per claim (subject to a maximum £100,000 per individual during the policy period).

Members can opt for cover under the union's group policy at the cost of £21 for the policy year or part thereof (price held from 2014-15). Cover remains in place as long as members remain up to date with union subscriptions. 

The policy, brokered by Hencilla Canworth, runs from 1 May - 30 April each year.

Key documents:

Key features

Under the policy the excess for other third-party property damage claims is £250.

In addition the £100,000 limit for claims involving goods in the custody or control of the member extends to each individual member.

Policy broker

in 2012 BECTU chose industry specialist brokers, Hencilla Canworth and they negotiated the policy with International Insurance Company of Hannover Ltd (Inter Hannover) on a three-year fixed-rate agreement.  

In the past, some members working in small companies have mistakenly thought that they couldn’t use this cover whilst in many cases, they can. BECTU advises everyone  with an interest in PLI to examine the Key Facts document carefully.

Sign up for BECTU's PLI Policy

If you are a current member and would like to take advantage of BECTU PLI, please email  Quote your membership number in the email and we will be in touch with you to confirm payment options.

Alternatively, if you would like to join BECTU, visit this page.


If you have any questions on the new insurance policy please contact Hencilla Canworth Ltd at:

Simpson House, 6 Cherry Orchard Road, Croydon CR9 6AZ

 Tel 0208 686 5050. Fax 0208 686 5559. e- mail

Kit cover & more with Media Freelance Insurance

Members in need of kit cover would be wise to consider the Media Freelance Insurance also brokered by Hencilla Canworth.

 Questions for BECTU? Contact us.

Last page update 7 November 2014.

If you are a BECTU member and work in make-up, hair and wigs, costume or as a background artiste, check out the discounts and benefits available through the MAC Pro scheme.  

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