Low-cost cover for freelances
The union's group PLI policy provides cover for claims up to £10m. The policy extends to property loaned to and in the custody or control of members - up to £25,000 per claim (subject to a maximum £100,000 per individual during the policy period).
*Union members will continue to have access to BECTU's low-cost PLI policy from 1 May 2014; the cost continues to be held at £21. Members currently covered are being invited to renew now*
The latest PLI docs will be posted here towards the end of April, (page update 5 April 2014).
Download a copy of this summary of benefits for freelances. Doc attached to this page.
Members can opt for cover under the union's group policy at a premium of £21 for the policy year (price held from 2012-13). Cover remains in place as long as members remain up to date with union subscriptions.
The policy, brokered by Hencilla Canworth, runs from 1 May - 30 April each year.
- Public Liability Insurance for Freelances - Policy Document 2013-2014 (members please log in).
- Public Liability Insurance for Freelances - Key Facts Document 2013-2014
Under the policy the excess for other third-party property damage claims is £250.
In addition the £100,000 limit for claims involving goods in the custody or control of the member extends to each individual member.
in 2012 BECTU chose industry specialist brokers, Hencilla Canworth and they negotiated the policy with International Insurance Company of Hannover Ltd (Inter Hannover) on a three-year fixed-rate agreement.
In the past, some members working in small companies have mistakenly thought that they couldn’t use this cover whilst in many cases, they can. BECTU advises everyone with an interest in PLI to examine the Key Facts document carefully.
Sign up for BECTU's PLI Policy
If you are a current member and would like to take advantage of BECTU PLI, please email firstname.lastname@example.org Quote your membership number in the email and we will be in touch with you to confirm payment options.
Alternatively, if you would like to join BECTU, visit this page.
If you have any questions on the new insurance policy please contact Hencilla Canworth Ltd at:
Simpson House, 6 Cherry Orchard Road, Croydon CR9 6AZ
Tel 0208 686 5050. Fax 0208 686 5559. e- mail email@example.com
Kit cover & more with Media Freelance Insurance
Members in need of kit cover would be wise to consider the Media Freelance Insurance also brokered by Hencilla Canworth.
Questions for BECTU? Contact us.