To access our PLI scheme please call our membership department on 020 7346 0900 to pay £38 for the annual cover, following which the certificate will be sent to you.

Join BECTU to access low cost, high quality public liability insurance

Join BECTU and if you need public liability insurance (PLI) and personal accident cover you can opt for cover under our group policy until 30 April 2020 for a single fee of £38.  

What does the cover provide?

The two-in-one plan, which will cost just £38 per year for UK-based* BECTU members, will cover the individual member, a Ltd company where the member is the sole employee, and a formal partnership where the partner is also a BECTU member who subscribes to the insurance. 

*NB: For Republic of Ireland members who currently hold BECTU’s PLI a renewal rate of £50 applies for 2019-2020; new Republic of Ireland members will be asked to pay £150.

Great value cover 

An essential part of any freelancer’s toolkit, PLI Extra – arranged for BECTU by creative industry insurance experts Hencilla Canworth – offers great value cover including:

  • Public Liability Insurance cover on claims up to £10m, including provision for claims up to £25,000 in respect of goods in the member’s custody and control (up to a maximum total of £100,000) 
  • Personal accident cover for injuries suffered at or on the way to work – £100 per week for up to 52 weeks where injury forces a member aged under 70 to stop working (excluding the first fortnight); a £20,000 lump-sum payment in the event of specified serious injury or death for a member aged up to 70, and reduced lump sum payments for members aged 70 to under 75 and 75 to under 80.

Claims made under PLI Extra will be subject to a BECTU member remaining in membership, with up-to-date subscriptions.

BECTU members already subscribed to our current PLI plan who haven't already done so are invited to renew their cover, with personal accident insurance. From 1 May 2019, PLI will only be available under PLI Extra, with personal accident cover.

To access related documents use the download button top left here (on tablet or pc) or scroll down to the bottom of the page. 

Key documents 

(Scroll down to access these documents which are also attached to this page). 


If you have any questions about the PLI extra policy please contact:

Hencilla Canworth Ltd

Simpson House, 6 Cherry Orchard Road, Croydon CR9 6AZ

Tel 0208 686 5050. Fax 0208 686 5559. e- mail

Kit cover & more with Media Freelancer Insurance

Members in need of kit cover would be wise to consider the Media Freelancer Insurance also brokered by Hencilla Canworth. Follow the link for more information and for a instant quote.

Last page update 22 May 2019.