For the majority of users access to the £10m policy for the whole, or part, year in 2017-18 will be £31.
Low cost PLI cover for freelancers
** New policy year starts 1 May 2017. If you haven't yet renewed your cover (£31 for the full year or part year) contact our membership dept **
What does the cover provide?
BECTU's group public liability insurance (PLI) policy provides cover for claims up to £10m. The policy extends to property loaned to and in the custody or control of members - up to £25,000 per claim (subject to a maximum £100,000 per individual during the policy period).
Members can opt for cover under the union's group policy which runs annually from 1 May - 30 April. The one-off fee for the whole, or part, year in 2017-18 is £31. Cover remains in place as long as members remain up to date with union subscriptions.
NB: Freelancers in Ireland (ROI) who wish to be covered by BECTU's group PLI policy should contact our membership dept in the first instance. Cover for members in ROI costs £110.00 in 2017-18 and BECTU can cover 50 such members in a given year.
Documents for 2016-17
- Public Liability Insurance for Freelances - Policy Document 2016-2017 (members please log in).
- Public Liability Insurance for Freelances - Key Facts Document 2016-2017
Under the policy the excess for other third-party property damage claims is £250.
In addition the £100,000 limit for claims involving goods in the custody or control of the member extends to each individual member.
In the past, some members working in small companies have mistakenly thought that they couldn’t use this cover whilst in many cases, they can.
BECTU advises everyone with an interest in PLI to examine the Key Facts document carefully.
The union's policy is brokered by Hencilla Canworth.
Sign up for BECTU's PLI Policy
If you are a current member and would like to take advantage of BECTU PLI, please email firstname.lastname@example.org Quote your membership number in the email and we will be in touch with you to confirm payment options.
Alternatively, if you would like to join BECTU, visit this page.
If you have any questions about the PLI policy please contact:
Hencilla Canworth Ltd
Simpson House, 6 Cherry Orchard Road, Croydon CR9 6AZ
Tel 0208 686 5050. Fax 0208 686 5559. e- mail email@example.com
Kit cover & more with Media Freelancer Insurance
Members in need of kit cover would be wise to consider the Media Freelancer Insurance also brokered by Hencilla Canworth.
Questions for BECTU? Contact us.
Last page update 28 April 2017.