Kit cover and more

Media Freelancer Insurance has low-cost kit cover at its heart. Union members benefit from a lower minimum premium (£100 plus ipt* and £25 admin fee) and save up to 20% on their basic premium compared to non-members using the scheme where the minimum premium is £200 plus ipt* and £25 admin fee. * ipt is the government set insurance premium tax. 

Get an immediate quote at

The policy also gives users the flexiblity to add additional insurance elements according to need.

Range of cover

The optional cover sections available are:

  • Buildings and contents
  • All risks on specified items
  • Business interruption
  • Employers' liability
  • Public liability
  • Product liability
  • Professonal indemnity
  • Personal accident.
Summary of cover and full policy documents are attached to this page (see link under At a Glance in the left hand column). For an immediate quote please visit

Interested in public liability insurance?

Find out more about low cost public liability insurance available to BECTU members. Read our PLI FAQs. Please note that on 1 May 2019, BECTU launched PLI Extra, a two in one plan combining PLI with work-related personal accident cover for a single fee of £38 for the whole or part year. 
Last page update 8 August 2019.