Public liability insurance
As a self-employed worker you should take out public liability insurance to cover you against the cost of any damages caused by your work activities.
We’ve partnered with industry specialists Hencilla Canworth, part of Howden, to administer Bectu’s bespoke policy to get our members the best deal on high-quality insurance.
Our policy covers any Bectu Extra member working in film, broadcasting, independent television production, theatre, live events, games development, fashion assistants and the technical sector of the arts.
For £40 on top of membership, you get public liability insurance cover of up to £10 million as well as personal accident cover for injuries suffered at or on the way to work.
Please see the Summary of Cover 2026, Policy Wording and Full details of the Policy.
Find out more about Bectu PLI how to apply for it
The Bectu Extra Public Liability and Personal Accident insurance for eligible members of Bectu is arranged by Howden Insurance Brokers Limited trading as Hencilla Canworth, a specialist insurance intermediary for the creative sector. The policy provides Public Liability insurance to a limit of indemnity of £10,000,000 and specified Personal Accident insurance benefits.
The policy is underwritten by Hiscox Insurance Company Limited and is for members of Bectu Extra, subject to the terms, conditions and exclusions of the policy. Bectu Extra members are members of Bectu who have paid the appropriate subscription
Should you have any further queries in relation to this insurance policy you can contact Hencilla Canworth at 0208 686 5050. Hencilla Canworth is acting as the insurance intermediary in arranging this cover and does not provide advice or a personal recommendation on the suitability of the insurance for individual members. Members should consider their own circumstances to determine whether the cover meets their specific needs.
Hencilla Canworth is a trading name of Howden Insurance Brokers Limited and is authorised and regulated by the Financial Conduct Authority No. 309639. Registered in England and Wales under company registration number 00725875. Registered Office: One Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.
Kit insurance to cover your freelance work
Bectu’s partnership with industry specialists Hencilla Canworth also provides members with access to Media Freelancer Insurance.
Media Freelancer Insurance’s kit cover includes equipment that you own or hire when it is used away from your premises.
The kit insurance is designed for freelancers and others, who work in the media, film, broadcasting, theatre and live events industries.