Low-cost cover for freelances
The union's group PLI policy provides cover for claims up to £10m. The policy extends to property loaned to and in the custody or control of members - up to £25,000 per claim (subject to a maximum £100,000 per individual during the policy period).
Download a copy of this summary of benefits for freelances. Doc attached to this page.
Members can opt for cover under the union's group policy at a premium of £21 for the policy year (price held from 2012-13). Cover remains in place as long as members remain up to date with union subscriptions.
The policy, brokered by Hencilla Canworth, runs from 1 May - 30 April each year.
Key documents:
- Public Liability Insurance for Freelances - Policy Document 2013-2014 (members please log in).
- Public Liability Insurance for Freelances - Key Facts Document 2013-2014
Key features
Under the policy the excess for other third-party property damage claims is £250.
In addition the £100,000 limit for claims involving goods in the custody or control of the member extends to each individual member.
New providers
in 2012 BECTU chose industry specialist brokers, Hencilla Canworth and they negotiated the policy with International Insurance Company of Hannover Ltd (Inter Hannover) on a three-year fixed-rate agreement.
In the past, some members working in small companies have mistakenly thought that they couldn’t use this cover whilst in many cases, they can. BECTU advises everyone with an interest in PLI to examine the Key Facts document carefully.
Sign up for BECTU's PLI Policy
If you are a current member and would like to take advantage of BECTU PLI, please email membership@bectu.org.uk Quote your membership number in the email and we will be in touch with you to confirm payment options.
Alternatively, if you would like to join BECTU, visit this page.
Questions
If you have any questions on the new insurance policy please contact Hencilla Canworth Ltd at:
Simpson House, 6 Cherry Orchard Road, Croydon CR9 6AZ
Tel 0208 686 5050. Fax 0208 686 5559. e- mail bectupli@hencilla.co.uk
Questions for BECTU? Contact us.
